:root{--navy:#07182b;--navy-2:#102e4b;--cyan:#19bfd0;--cyan-dark:#008d9f;--ice:#eff7f8;--white:#fff;--ink:#13263a;--muted:#657384;--line:#dce5e8;--warm:#f4b35e;--max:1180px;--header:78px;--radius:6px;--shadow:0 20px 60px rgba(4,24,43,.16)}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:90px}
body{margin:0;color:var(--ink);font-family:Inter,Arial,Helvetica,sans-serif;background:#fff;line-height:1.55;letter-spacing:0}
body.dialog-open{overflow:hidden}
button,input{font:inherit}
button,a{-webkit-tap-highlight-color:transparent}
a{color:inherit}
img{display:block;max-width:100%}
.skip-link{position:fixed;left:12px;top:-100px;z-index:1000;padding:10px 14px;background:#fff;color:#000}.skip-link:focus{top:12px}
.section{width:min(var(--max),calc(100% - 48px));margin:0 auto}
.site-header{height:var(--header);position:absolute;z-index:20;inset:0 0 auto;display:grid;grid-template-columns:220px 1fr auto;align-items:center;padding:0 max(24px,calc((100vw - var(--max))/2));color:#fff;border-bottom:1px solid rgba(255,255,255,.25)}
.brand img{width:174px;height:auto;filter:brightness(0) invert(1)}
.site-header nav{display:flex;justify-content:center;gap:34px}.site-header nav a,.header-phone{text-decoration:none;font-size:.83rem;font-weight:700;letter-spacing:.04em}.site-header nav a{opacity:.84}.site-header nav a:hover{opacity:1}.header-phone{border-left:1px solid rgba(255,255,255,.25);padding-left:24px}
.menu-button{display:none;border:1px solid rgba(255,255,255,.4);background:transparent;color:#fff;padding:8px 12px;border-radius:var(--radius)}
.hero{height:max(720px,100svh);min-height:720px;position:relative;overflow:hidden;color:#fff;background:var(--navy)}
.hero-media{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center 44%;animation:heroZoom 14s ease-out both}
.hero-shade{position:absolute;inset:0;background:linear-gradient(90deg,rgba(4,21,38,.95) 0%,rgba(4,21,38,.78) 35%,rgba(4,21,38,.22) 67%,rgba(4,21,38,.08) 100%),linear-gradient(0deg,rgba(4,21,38,.42),transparent 50%)}
.hero-content{position:relative;z-index:2;width:min(var(--max),calc(100% - 48px));margin:0 auto;padding-top:clamp(170px,24vh,250px);max-width:1180px}
.hero-content>*{max-width:690px}.brandline,.product-kicker,.final-cta p{font-size:.72rem;letter-spacing:.18em;font-weight:800;text-transform:uppercase}.brandline{color:#8fe6ee;margin:0 0 28px}
h1,h2,h3,h4{font-family:Georgia,'Times New Roman',serif;line-height:1.08;letter-spacing:0;margin-top:0}h1{font-size:clamp(3rem,6.5vw,6.25rem);font-weight:500;margin-bottom:26px;max-width:900px!important}h2{font-size:clamp(2.35rem,4.7vw,4.8rem);font-weight:500;margin-bottom:24px}h3{font-size:1.45rem}
.hero-copy{font-size:clamp(1rem,1.4vw,1.25rem);max-width:610px!important;color:#dfe9ed;margin-bottom:34px}.hero-actions{display:flex;gap:12px;align-items:center}.button{min-height:50px;padding:0 22px;border:1px solid transparent;border-radius:var(--radius);font-size:.88rem;font-weight:800;text-decoration:none;display:inline-flex;align-items:center;justify-content:center;gap:20px;cursor:pointer;transition:transform .2s ease,background .2s,color .2s,border .2s}.button:hover{transform:translateY(-2px)}.button.primary{background:var(--cyan);color:#06222c}.button.primary:hover{background:#56d6e1}.button.ghost{background:rgba(0,0,0,.08);border-color:rgba(255,255,255,.65);color:#fff}.button.cyan{background:var(--cyan);color:var(--navy)}.button.secondary{background:#fff;color:var(--navy);border-color:var(--line)}.button.wide{width:100%}
.hero-note{font-size:.72rem;color:#afbec6;margin-top:18px}.hero-next{position:absolute;z-index:2;right:max(24px,calc((100vw - var(--max))/2));bottom:30px;font-size:.73rem;letter-spacing:.13em;text-transform:uppercase;text-decoration:none;display:flex;gap:18px}
.reveal{opacity:0;transform:translateY(18px);transition:opacity .75s ease,transform .75s ease}.reveal.visible{opacity:1;transform:none}@keyframes heroZoom{from{transform:scale(1.035)}to{transform:scale(1)}}
.intro{padding:128px 0 116px}.eyebrow{font-size:.7rem;font-weight:900;letter-spacing:.17em;color:var(--cyan-dark);margin-bottom:28px}.eyebrow.light{color:#75dce6}.intro-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:9%;align-items:start}.intro-copy{font-size:1.07rem;color:#435469;padding-top:8px}.intro-copy p:first-child{font-weight:700;color:var(--ink)}.steps{display:grid;grid-template-columns:repeat(3,1fr);margin-top:78px;border-top:1px solid var(--line)}.steps article{padding:30px 34px 10px 0;border-right:1px solid var(--line)}.steps article+article{padding-left:34px}.steps article:last-child{border-right:0}.steps span{display:block;color:var(--cyan-dark);font-weight:900;margin-bottom:38px}.steps h3{font-family:Inter,Arial,sans-serif;font-size:1.08rem;margin-bottom:12px}.steps p{font-size:.91rem;color:var(--muted)}
.audiences{background:var(--navy);color:#fff;padding:108px 0}.audience-inner{display:grid;grid-template-columns:.78fr 1.22fr;gap:11%;align-items:start}.audience-inner>div:first-child{position:sticky;top:110px}.audience-inner p{color:#b8c8d2;max-width:410px}.sector-list{border-top:1px solid rgba(255,255,255,.2)}.sector-list button{width:100%;display:flex;justify-content:space-between;align-items:center;padding:20px 4px;border:0;border-bottom:1px solid rgba(255,255,255,.2);background:transparent;color:#fff;text-align:left;font-family:Georgia,serif;font-size:1.75rem;cursor:pointer;transition:padding .2s,color .2s}.sector-list button span{font-family:Inter,Arial,sans-serif;font-size:.72rem;color:#8498a7;letter-spacing:.06em;text-transform:uppercase}.sector-list button:hover{padding-left:14px;color:#6ee0e8}
.calculator{padding:124px 0}.calculator-heading{display:grid;grid-template-columns:1.25fr .75fr;gap:10%;align-items:end;margin-bottom:64px}.calculator-heading p{color:var(--muted);font-size:1rem;margin-bottom:26px}.calc-layout{display:grid;grid-template-columns:.8fr 1.2fr;border:1px solid var(--line);box-shadow:var(--shadow)}.calc-controls{padding:40px;background:#f7fafb}.calc-controls>label,.calc-controls details label{display:block;font-size:.78rem;font-weight:800;margin-bottom:26px;color:#3e5060}.calc-controls output{float:right;color:var(--cyan-dark);font-size:1.2rem}.calc-controls input[type=range]{display:block;width:100%;margin-top:18px;accent-color:var(--cyan-dark)}.input-suffix{display:grid;grid-template-columns:1fr auto;align-items:center;margin-top:9px;border-bottom:1px solid #9dabb5}.input-suffix input{width:100%;border:0;background:transparent;font-size:1.65rem;font-family:Georgia,serif;color:var(--ink);padding:8px 0;outline:0}.input-suffix b{font-weight:600;color:#789}.calc-controls details{border-top:1px solid var(--line);padding-top:18px}.calc-controls summary{font-size:.8rem;font-weight:800;cursor:pointer;margin-bottom:22px}.calc-results{padding:42px 48px;background:#fff}.result-main{padding-bottom:30px;border-bottom:1px solid var(--line)}.result-main span,.result-row span,.comparison span{display:block;color:var(--muted);font-size:.75rem;font-weight:700}.result-main strong{display:block;font-family:Georgia,serif;font-size:clamp(3rem,5vw,5.5rem);font-weight:500;line-height:1.1;color:var(--navy)}.result-main small{color:var(--cyan-dark);font-weight:800}.result-row{display:flex;justify-content:space-between;gap:20px;padding:16px 0;border-bottom:1px solid var(--line)}.result-row strong{font-size:1rem}.comparison{display:grid;grid-template-columns:1fr 1fr;gap:1px;background:var(--line);margin:24px 0}.comparison div{background:var(--ice);padding:18px}.comparison strong{font-family:Georgia,serif;font-size:1.4rem}.limit-status{border-left:3px solid var(--cyan);padding:12px 14px;background:#eefafb;margin-bottom:20px;font-size:.78rem;font-weight:700}.limit-status.warning{border-color:#c47a1d;background:#fff6e8}.fineprint{font-size:.68rem;color:#7c8994;line-height:1.5;margin-bottom:0}
.facts{padding:116px 0;background:#0b223a;color:#fff}.facts-head{display:grid;grid-template-columns:.9fr 1.1fr;gap:10%;align-items:end}.facts-head p{color:#b8c8d2;margin-bottom:32px}.facts-grid{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid rgba(255,255,255,.18);border-bottom:1px solid rgba(255,255,255,.18);margin:56px 0 88px}.facts-grid article{padding:34px 24px 28px 0}.facts-grid article+article{padding-left:24px;border-left:1px solid rgba(255,255,255,.18)}.facts-grid span{font-family:Georgia,serif;font-size:3.2rem;color:#65dbe5}.facts-grid h3{font-family:Inter,sans-serif;font-size:.92rem;margin:10px 0}.facts-grid p{font-size:.75rem;color:#9eafbb}.product-band{background:#fff;color:var(--ink);padding:46px}.product-kicker{color:var(--cyan-dark)}.product-band>div:first-child{display:flex;justify-content:space-between;align-items:baseline}.product-options{display:grid;grid-template-columns:1fr 1fr;gap:40px;margin-top:28px}.product-options article{border-top:3px solid var(--cyan);padding-top:24px}.product-options h4{font-family:Inter,sans-serif;font-size:1.1rem;margin-bottom:8px}.product-options p{color:var(--muted)}.tariff-note{margin:26px 0 0;padding-top:24px;border-top:1px solid var(--line);font-size:.8rem;color:#536475}
.comparison-section{padding:120px 0}.comparison-intro{display:grid;grid-template-columns:1.25fr .75fr;gap:9%;align-items:end}.comparison-intro p{color:var(--muted);margin-bottom:28px}.criteria{display:flex;flex-wrap:wrap;border-top:1px solid var(--line);margin:50px 0 24px}.criteria span{width:25%;padding:18px 8px 18px 0;border-bottom:1px solid var(--line);font-weight:800;font-size:.82rem}.text-button,.linklike{border:0;background:transparent;padding:0;color:var(--cyan-dark);font-weight:900;cursor:pointer}.text-button{font-size:.92rem;display:flex;gap:20px}.linklike{text-align:left;font-size:inherit;color:inherit}
.advisor{background:#102e4b;color:#fff;padding:110px 0}.advisor-inner{display:grid;grid-template-columns:1.18fr .82fr;gap:8%;align-items:center}.advisor-photo-wrap{min-height:420px;position:relative;overflow:hidden}.advisor-photo-wrap:before{content:"";position:absolute;inset:0;background:linear-gradient(0deg,rgba(7,24,43,.35),transparent 40%)}.advisor-photo-wrap img{width:100%;height:100%;min-height:420px;object-fit:cover;object-position:right center}.advisor-role{color:#70dce5;font-weight:800}.advisor-copy>p:not(.advisor-role){color:#bdcbd4}.advisor-contact{display:flex;flex-direction:column;margin:26px 0}.advisor-contact a{text-decoration:none;font-weight:800}.advisor-contact span{font-size:.82rem;color:#9fb0bb;margin-top:8px}
.faq{padding:120px 0}.faq h2{max-width:760px}.faq-list{max-width:900px;margin:50px 0 0 auto}.faq-list details{border-top:1px solid var(--line);padding:22px 0}.faq-list details:last-child{border-bottom:1px solid var(--line)}.faq-list summary{font-size:1.05rem;font-weight:800;cursor:pointer;list-style:none;display:flex;justify-content:space-between}.faq-list summary:after{content:"+";color:var(--cyan-dark);font-size:1.4rem}.faq-list details[open] summary:after{content:"−"}.faq-list p{color:var(--muted);max-width:760px}
.final-cta{background:var(--cyan);padding:90px 0;color:var(--navy)}.final-cta .section{display:grid;grid-template-columns:.35fr 1fr auto;gap:30px;align-items:center}.final-cta h2{font-size:clamp(2rem,4vw,4rem);margin:0}.final-cta .button.cyan{background:var(--navy);color:#fff}.final-cta p{margin:0}
footer{background:#061423;color:#b7c3cc;padding-top:64px}.footer-main{display:grid;grid-template-columns:1.4fr repeat(3,1fr);gap:40px;padding-bottom:50px}.footer-main>img{width:170px;filter:brightness(0) invert(1)}.footer-main div{display:flex;flex-direction:column;gap:6px;font-size:.78rem}.footer-main strong{color:#fff;margin-bottom:8px}.footer-main a{text-decoration:none}.footer-bottom{display:flex;justify-content:space-between;padding:18px 0;border-top:1px solid rgba(255,255,255,.13);font-size:.68rem}
.chat-launch{position:fixed;right:22px;bottom:22px;z-index:50;display:flex;align-items:center;gap:8px;border:0;border-radius:30px;padding:10px 16px 10px 10px;background:var(--cyan);color:var(--navy);box-shadow:0 10px 35px rgba(0,0,0,.25);font-weight:800;cursor:pointer}.chat-launch b{display:grid;place-items:center;width:32px;height:32px;border-radius:50%;background:var(--navy);color:#fff}.chat-pulse{position:absolute;left:35px;top:7px;width:8px;height:8px;border-radius:50%;background:#83e46d;border:2px solid var(--navy)}.chat-panel{position:fixed;z-index:60;right:22px;bottom:82px;width:min(380px,calc(100% - 28px));background:#fff;box-shadow:0 18px 60px rgba(0,0,0,.25);border-radius:var(--radius);overflow:hidden}.chat-panel header{display:grid;grid-template-columns:42px 1fr auto;gap:10px;align-items:center;background:var(--navy);color:#fff;padding:12px 14px}.chat-avatar{width:42px;height:42px;border-radius:50%;object-fit:cover;border:2px solid var(--cyan)}.chat-panel header div{display:flex;flex-direction:column}.chat-panel header span{font-size:.62rem;color:#94a9b7}.chat-panel header button,.dialog-close{border:0;background:transparent;color:inherit;font-size:1.6rem;cursor:pointer}.chat-body{height:220px;padding:16px;overflow:auto;background:#f4f8f9}.chat-body p{width:85%;padding:11px;border-radius:3px;font-size:.78rem}.chat-body .bot{background:#fff}.chat-body .user{margin-left:auto;background:#d5f5f7}.quick-replies{display:flex;flex-wrap:wrap;gap:6px;padding:10px 12px}.quick-replies button{border:1px solid var(--line);background:#fff;border-radius:3px;padding:5px 8px;font-size:.7rem;cursor:pointer}.chat-panel form{display:grid;grid-template-columns:1fr 42px;border-top:1px solid var(--line)}.chat-panel form input{border:0;padding:14px;outline:0}.chat-panel form button{border:0;background:var(--cyan);font-weight:900}.chat-panel>small{display:block;padding:7px 12px;color:#7e8991;font-size:.59rem}
.consultation{width:min(720px,calc(100% - 28px));border:0;padding:0;border-radius:var(--radius);box-shadow:var(--shadow);overflow:visible}.consultation::backdrop{background:rgba(2,15,28,.78);backdrop-filter:blur(4px)}.dialog-close{position:absolute;z-index:2;right:12px;top:8px;color:var(--muted)}.consultation form{padding:42px}.progress{height:4px;background:var(--line);margin-bottom:34px}.progress span{display:block;width:25%;height:100%;background:var(--cyan);transition:width .25s}.form-step{display:none}.form-step.active{display:block;animation:stepIn .3s ease}.step-count{font-size:.68rem;letter-spacing:.16em;font-weight:900;color:var(--cyan-dark)}.consultation h2{font-size:2.3rem}.choice-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px}.choice-grid label input{position:absolute;opacity:0}.choice-grid label span{display:block;padding:16px;border:1px solid var(--line);cursor:pointer;font-weight:800}.choice-grid label input:checked+span{border-color:var(--cyan-dark);background:var(--ice)}.field{display:block;font-size:.75rem;font-weight:800;margin:14px 0}.field input{display:block;width:100%;border:0;border-bottom:1px solid #9cadb8;padding:9px 0;font-size:1.05rem;outline:0}.check{display:flex;gap:10px;font-size:.73rem;color:var(--muted);margin-top:18px}.form-actions{display:flex;justify-content:flex-end;gap:10px;margin-top:28px}.form-success[hidden]{display:none}@keyframes stepIn{from{opacity:0;transform:translateX(12px)}to{opacity:1;transform:none}}
.cookie-banner{position:fixed;z-index:80;left:18px;right:18px;bottom:18px;max-width:1040px;margin:auto;background:#fff;box-shadow:var(--shadow);padding:20px;display:flex;justify-content:space-between;gap:28px;align-items:center;border-top:3px solid var(--cyan)}.cookie-banner[hidden]{display:none}.cookie-banner p{margin:4px 0 0;color:var(--muted);font-size:.75rem}.cookie-banner>div:last-child{display:flex;gap:8px;flex-shrink:0}
@media(max-width:900px){:root{--header:68px}.site-header{grid-template-columns:1fr auto;padding:0 20px}.site-header nav{display:none;position:absolute;top:68px;left:0;right:0;background:var(--navy);padding:20px;flex-direction:column}.site-header nav.open{display:flex}.header-phone{display:none}.menu-button{display:block}.brand img{width:150px}.hero{height:auto;min-height:740px}.hero-media{object-position:63% center}.hero-shade{background:linear-gradient(90deg,rgba(4,21,38,.96),rgba(4,21,38,.58)),linear-gradient(0deg,rgba(4,21,38,.45),transparent)}.hero-content{padding-top:160px}.intro-grid,.audience-inner,.calculator-heading,.calc-layout,.facts-head,.comparison-intro,.advisor-inner{grid-template-columns:1fr}.audience-inner>div:first-child{position:static}.sector-list{margin-top:40px}.facts-grid{grid-template-columns:1fr 1fr}.facts-grid article:nth-child(3){border-left:0}.facts-grid article:nth-child(n+3){border-top:1px solid rgba(255,255,255,.18)}.final-cta .section{grid-template-columns:1fr}.footer-main{grid-template-columns:1fr 1fr}.criteria span{width:50%}.advisor-copy{margin-top:35px}}
@media(max-width:620px){.section,.hero-content{width:min(100% - 28px,var(--max))}.hero{min-height:690px}.hero-content{padding-top:135px}.hero-content h1{font-size:2.75rem}.hero-copy{font-size:.94rem}.hero-actions{align-items:stretch;flex-direction:column;max-width:310px!important}.hero-next{display:none}.intro,.calculator,.comparison-section,.faq{padding:84px 0}.audiences,.facts,.advisor{padding:82px 0}.intro-grid h2{font-size:2.35rem}.steps{grid-template-columns:1fr;margin-top:46px}.steps article,.steps article+article{padding:24px 0;border-right:0;border-bottom:1px solid var(--line)}.steps span{margin-bottom:14px}.sector-list button{font-size:1.35rem}.sector-list button span{max-width:110px;text-align:right}.calculator-heading{margin-bottom:35px}.calc-layout{border:0;box-shadow:none}.calc-controls,.calc-results{padding:26px 20px}.comparison{grid-template-columns:1fr}.facts-grid{grid-template-columns:1fr}.facts-grid article,.facts-grid article+article{border-left:0;border-top:1px solid rgba(255,255,255,.18);padding-left:0}.product-band{padding:26px 20px}.product-options{grid-template-columns:1fr;gap:18px}.criteria span{width:100%}.advisor-photo-wrap,.advisor-photo-wrap img{min-height:260px}.final-cta{text-align:left}.footer-main{grid-template-columns:1fr}.footer-bottom{flex-direction:column;gap:6px}.choice-grid{grid-template-columns:1fr}.consultation form{padding:32px 20px 24px}.consultation h2{font-size:1.9rem}.cookie-banner{flex-direction:column;align-items:stretch}.cookie-banner>div:last-child{flex-direction:column}.chat-launch span:last-child{display:none}.chat-launch{padding-right:10px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.hero-media{animation:none}.reveal{transition:none;opacity:1;transform:none}.button{transition:none}}